Category: Mortgages

Cost comparison: new vs. used car purchases

By Susan Kelly / Nov 03, 2023

While new vehicles are more likely to have up-to-date safety features and are insured at a lower risk, they can be more expensive outright. Used cars are more cost-effective because the initial steep depreciation has already occurred and you might not require full coverage insurance.


How to Buy a Home in Your 20s?

By Susan Kelly / Oct 05, 2023

Having our own home is something everybody wishes to have one day, especially in our 20s. Moreover, if we have the capability and means to invest when young, then it is ideal to buy our own home in our 20s.


Can You Get a Mortgage in Retirement?

By Susan Kelly / Dec 29, 2023

Most individuals get a mortgage while they are still in their working years since this is the time in their lives when their income is at its peak, and it is the simplest time to make payments. It is not the situation for everyone. You may be moving to be closer to family and need a mortgage to make a move possible. Alternatively, you could be downsizing to a new property.


What Is An Interest-Only Loan: A Complete Understanding

By Triston Martin / Jan 03, 2024

A loan that requires the mortgagor (the borrower) to pay just the interest on the loan for a specific period is known as an interest-only loan.


Understand: How To Get a No-Credit Home Loan?

By Susan Kelly / Feb 17, 2024

Applying for a new mortgage loan can be a nerve-wracking experience for some borrowers, especially those with less-than-perfect credit. However, if you have no credit history and are trying to buy a home, you may find the process even more challenging. Although some loan programs and lenders may require a particular credit score to qualify, there are still options for homeowners with no credit history.


What's A Farm Loan?

By Susan Kelly / Jan 03, 2024

Because they generate revenue, farms are considered to be commercial properties. The following are examples of types of farms: family farms, hobby farms, local dairy enterprises, feedlots, small farms, farms that raise chickens, horses, and other animals, herb farms, seed farms, harvest farms, truck (vegetable) farms, and sugar cane farms. You may locate loans for the type of farm you need by using the search button at the top of the page.